Will your retirement income cover your lifestyle?
You know what you’ve saved. Here’s a simple way to see what your savings may need to provide each month.
Example only — replace these amounts with your own household estimates.
Use monthly household estimates for the same point in retirement. Not sure? Try the example below.
What will you need each month?
Include housing, food, healthcare, travel, taxes, and the things you want retirement to include.
What income can you count on?
Enter combined household amounts for the same point in retirement.
For example, existing annuity payments. Leave savings withdrawals and projected investment returns out of this total.
Enter income before taxes, and include taxes in spending. Use either today’s dollars or retirement-year dollars throughout. Leave any income source you do not have at $0.
Let’s build a plan around your numbers.
Schedule an Income Calibration session with Jason Bruno to talk through your lifestyle, your income sources, and what you want your savings to do for you.
Schedule Your Income Calibration SessionChoose a time on Jason’s Google Calendar.
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No name, email, or account details needed. Your calculator entries stay in this browser tab.
How this snapshot works & what it leaves out
A starting point, not a full retirement plan. Gap = monthly spending minus dependable monthly income, with a minimum of $0. Annual figures equal monthly figures × 12. This snapshot does not model inflation, benefit start dates, taxes, investment performance, healthcare changes, or changes after a spouse’s death. A $0 gap does not establish that a retirement plan is fully funded. Income estimates are entered by you; payments and guarantees depend on each source’s terms. Insurance guarantees are subject to the issuing insurer’s claims-paying ability. Jason Bruno is a licensed insurance professional and does not provide investment advisory or tax advice. This educational calculator does not recommend a product or determine how much savings you need.